Protecting your finances and well-being

protecting

Millions of Britons face financial fallout should serious illness strike

It’s easy to think that we will never be diagnosed with a critical illness, particularly when we feel healthy and energetic, but we can fall ill with very little warning. A critical illness can have a serious impact not only on our life, but also on the lives of your children, spouse or partner. So it’s important to make sure that you financially protect yourself and your family. Continue reading…


Untying the knot

untying

Divorcees twice as likely to have no savings

During a divorce, sorting out the finances is the most daunting part of a separation and divorce for most couples. Financial disputes can be a major stumbling block in the divorce process and could take longer than the divorce itself. Continue reading…


Road to Brexit

road

Biggest investment planning challenge over the coming years for all investors

Brexit has created an air of uncertainty, and no one really knows what’s coming next or what it could all mean in the long term. On 29 March, Prime Minister Theresa May triggered Article 50 of the Lisbon Treaty in a letter to EU Council President Donald Tusk, starting two years of divorce proceedings. Continue reading…


Pension freedoms

pension

Retirement savers say they are still confused by the rules

The second anniversary of the pension freedoms reforms took effect from April 2015, yet some retirement savers say they are still confused by the rules and want no more changes. Continue reading…


Trusts

An important part of your estate preservation process

If you want to mitigate the effects of Inheritance Tax (IHT) on your estate, trusts can be an important part of the process. When you put cash, property or investments in a trust, provided certain conditions are satisfied, you don’t own it any more. This means it might not count towards your IHT bill when you die. Continue reading…


Its good to give

Inheritance Tax exemptions

Making a gift to your family and friends while you’re alive can be a very effective way to reduce the value of your estate for Inheritance Tax (IHT) purposes and benefit your loved ones immediately. Continue reading…


Foreign expats living in the UK

New regulations coming into force from 6 April 2017

As the tax year end approaches, people will be rushing to ensure they maximise their annual allowances and have their finances in good shape. This deadline applies equally to foreign expats (often referred to as ‘non-UK domiciles’) living in the UK as it does to those who were born in the UK. In fact, this year, foreign expats may have even more considerations due to new regulations coming into force from 6 April 2017. Continue reading…


Savings bug short-lived

Slipping back into old habits after a salary increase

Workers have the best intentions to make the most of their saving potential when their salary increases, but they only consider doing this for up to a month before slipping back into old habits according to research from YouGov. Continue reading…