Placing money in companies that bring positive change
Issues such as climate change and sustainability have become increasingly hot topics globally and often the subject of conversation. As a result, Environmental, Social and Governance-linked (ESG) investment strategies continue to dominate financial headlines.
Older individuals who lose their jobs are less likely to secure re-employment
Older workers are one group of people who are at risk of suffering serious and persistent consequences from the economic turmoil arising from the coronavirus (COVID-19) pandemic. In particular, older individuals who lose their jobs are less likely than younger workers to secure re-employment or to find a job on a similar wage to their previous earnings.
4 pension facts to help you create a happy and wealthy retirement
The future may seem far away. Regardless of your retirement goals, there are things you can do to increase your chances of success. It is important to look objectively at your plans and adapt them as your priorities change over the years and you go through different life events.
Tackling problems, creating a plan, dealing with challenges
Whether you’re starting out or well into your wealth creation journey, professional financial advice help you to define your goals and the path to getting there. It gives you a map and ongoing support to help you take control of your future.
Coronavirus (COVID-19) pandemic has brought savings back into sharp focus
A combination of financial concern and falling household spending means that those whose incomes have survived the coronavirus (COVID-19) pandemic so far have been keener than ever to save their money.
Do you know how much money you will need in retirement? What about how much you already have saved? Do you know what kind of income that might provide? Unfortunately the answer is ‘no’ for some people.
Giving you control over what happens to your assets when you pass away
Whether you have earned your wealth, inherited it or made shrewd investments, you will want to ensure that as little of it as possible ends up in the hands of the taxman and that it can be enjoyed by you, your family and your intended beneficiaries.
We spend a lifetime generating wealth and assets but not many of us ensure that it will be passed to the next generation – our children, grandchildren, nieces, nephews, and so on. Intergenerational wealth transfer is the passage of wealth from one family generation to the next.
Effective estate preservation planning could save a family a potential Inheritance Tax bill amounting to hundreds of thousands of pounds. Inheritance Tax was introduced in 1986. It replaced Capital Transfer Tax which had been in force since 1975 as a successor to Estate Duty.
The material on the site is the copyright material of Lloyd O'Sullivan Financial Services Limited. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Lloyd O'Sullivan Financial Services Limited content in any way except for your own personal, non-commercial use. This includes but is not limited to all individual fund manager data such as rankings of fund managers and ratings of fund managers. Lloyd O'Sullivan Financial Services Limited does not accept any liability for your reliance upon, or any errors or omissions. Any other use of Lloyd O'Sullivan Financial Services Limited content requires the prior written permission of Lloyd O'Sullivan Financial Services Limited.
Lloyd O’Sullivan Financial Services Limited are authorised and regulated by the Financial Conduct Authority No 812732
Registered office: The Old Rectory, Church Street, Weybridge, England, KT13 8DE
Registered in England and Wales: Reg No 09837180
Your home may be repossessed if you do not keep up repayments on you mortgage.
Will writing is not regulated by the Financial Conduct Authority.