Goals-based investing is an approach which aims to help people meet their personal and lifestyle goals, whatever they may be. If you do not know where you are going, how will you know when you get there? This is very true about financial goals.
Take the time to think about what you really want from your investments
A financial review is a great way to take a fresh look at your finances and plan for the journey ahead. More importantly, it enables you to talk through your long-term financial objectives and discuss with us a way forward to deliver your plan and achieve them.
The sooner you start, the better off you may be in the long run
A lifestyle financial plan has no value unless it is properly implemented through an appropriate goal-based investment strategy. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for at least six months – and you want to see your money grow over the long term, then you should consider investing some of it.
Getting to grips with the fallout from the coronavirus
Understanding the interaction between volatility and returns is a fundamental part of being a good goal-based investor. This is especially important at times such as now, when we’ve seen daily sizeable swings in market values as global markets try to get to grips with the fallout from the coronavirus (COVID-19) outbreak.
Fear and worry are understandable, particularly as the coronavirus (COVID-19) outbreak led to the biggest daily drop in the FTSE 100 since the financial crisis. Trying to second-guess the impact of events such as the coronavirus or the recent stock market volatility – or even attempting to make a bet on them – rarely pays off. Instead, investors who focus on long-term horizons – at least five to ten years – have historically fared much better.
If you want to plan for your financial future, it helps to understand risk. If you understand the risks associated with investing and you know how much risk you are comfortable taking, you can make informed decisions and improve your chances of achieving your goals.
The material on the site is the copyright material of Lloyd O'Sullivan Financial Services Limited. You may not copy, reproduce, republish, disassemble, decompile, reverse engineer, download, post, broadcast, transmit, make available to the public, or otherwise use Lloyd O'Sullivan Financial Services Limited content in any way except for your own personal, non-commercial use. This includes but is not limited to all individual fund manager data such as rankings of fund managers and ratings of fund managers. Lloyd O'Sullivan Financial Services Limited does not accept any liability for your reliance upon, or any errors or omissions. Any other use of Lloyd O'Sullivan Financial Services Limited content requires the prior written permission of Lloyd O'Sullivan Financial Services Limited.
Lloyd O’Sullivan Financial Services Limited are authorised and regulated by the Financial Conduct Authority No 812732
Registered office: The Old Rectory, Church Street, Weybridge, England, KT13 8DE
Registered in England and Wales: Reg No 09837180
Your home may be repossessed if you do not keep up repayments on you mortgage.
Will writing is not regulated by the Financial Conduct Authority.